Mortgage Services

planning your mortgage, securing your future

Treasure Coast Home Loans Logo
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Your Trusted Mortgage Broker on the Treasure Coast


Before you house hunt or make an offer, get a clear picture of what you can comfortably afford in Florida with a custom home loan strategy.


As your mortgage advisor, I invest time in planning, organizing, guiding, and overseeing the details of your transaction so you can move forward with confidence. My business is built on referrals, which means I need to deliver the kind of value that makes you feel comfortable introducing me to the people you care about most. A referral is trust, and I take that seriously.


A limited number of pre-approval reviews are available each week, so every client gets personal attention. If you are thinking about buying soon, now is the time to start.


Check Your Buying Power in 7 Minutes

Compare My Home Loan Options

Your Loan Matches

We will email these results to you shortly, but you can also review them below!

Note: Given your answers, it is hard for the calculator to perfectly assess what is best for you. We have notified Edgar to reach out to get more information to ensure the best loan for your unique situation!
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Residential Mortgages

Residential mortgages are not one-size-fits-all. Some loan options help lower your monthly payment, while others can save you more over the life of the loan.



We will help you compare the options and choose the mortgage that fits your goals, timeline, and budget.

Compare My Loan Options
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Florida FHA Loans

FHA loans can be a smart option for buyers who have solid credit, some money saved for a down payment, and need a more flexible path to homeownership.



The guidelines are specific, but for the right buyer, an FHA loan can mean a lower monthly payment and a more manageable path to getting into a home sooner.

See If FHA Is the Right Fit
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Refinancing

If you already own your home, refinancing may help you lower your monthly payment, improve your loan terms, or lock in a better rate before the market shifts again.



The key is knowing whether the numbers make sense for your situation. We will help you evaluate the real benefit before you make a move.

Try Our PMI Removal Calculator
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Treasure Coast First-Time Homebuyers

Buying your first home can feel overwhelming. There is a big difference between what a lender says you can buy and what you should comfortably buy.



We will help you understand your options, build a smart plan, and move forward with confidence instead of guesswork.

Download the 90-Day Home Buying Timeline
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Conventional Loans

If you have strong credit, a healthy down payment, and a low debt-to-income ratio, a conventional loan may offer some of the best rates and payment terms available.



There is no single set of requirements that fits everyone, which is why working with an independent mortgage broker matters. We can review your situation and shop your loan across multiple lenders without hurting your credit.

Calculate My Debt-to-Income (DTI) Ratio
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VA Loans for Florida Veterans

Thank you for your service. Helping veterans and eligible military buyers use their VA loan benefits is one of the most meaningful parts of what we do.



VA loans offer powerful advantages, but there are still details and program quirks you need to understand to make the best decision. We will walk you through it clearly.

Explore VA Loan Benefits
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Zero Down Mortgage

If you want to buy a home but do not have much saved for a down payment, a zero-down mortgage may be worth exploring.



These loans do come with specific qualification requirements, and there are still other upfront costs like inspections and appraisals. We will help you understand the full picture before you move forward.

Explore Zero-Down Options

About Treasure Coast Home Loans

A big part of financial freedom is having your heart and mind free from worry about life's what-ifs.


Learn more about Treasure Coast Home Loans, our goal to help everyone achieve financial freedom, and peace of mind through homeownership.

Get To Know Edgar and Get Pre-approved in 7 Minutes if Qualified!

Mortgage Services for Homebuyers and Sellers

As your friend and mortgage expert, we will find the best loan type for you

First Time Home Buyers

First Time Home Buyers

Navigating the process of buying a home can be tricky. And there is a difference between what you CAN afford and what you SHOULD buy.

We will get to know you, what you want, what you need, and help you figure out the best financial plan for you.

≫ Calculate Your Closing Costs
Home Sellers

Home Sellers

Navigating the process of buying and selling a home can be tricky. How much you can afford, the timing of a deal, and the equity in a home all play a critical role.

Fortunately, there are all kinds of loan types to help make moving stress-free. We will get to know you and help you figure out the best financial plan for you.

≫ Connect with Edgar to Start Your Plan

Treasure Coast Home Loan Updates and News!

Find out what is happening in the mortgage industry and how it affects the Treasure Coast.

Fort Pierce income requirements, West Palm Beach home income, $400k house income needed, income for
By Edgar DeJesus March 5, 2026
Fort Pierce income requirements, West Palm Beach home income, Fort Pierce mortgage income, West Palm Beach salary requirements, Fort Pierce home affordability, West Palm Beach buying power
Fort Pierce appraisal contingency, West Palm Beach appraisal gap, how appraisal contingency works, a
By Edgar DeJesus March 4, 2026
Fort Pierce appraisal contingency, West Palm Beach waive appraisal, Fort Pierce home appraisal gap, West Palm Beach real estate appraisal, Fort Pierce mortgage broker appraisal, West Palm Beach home buying appraisal, Fort Pierce appraisal waiver, West Palm Beach competitive offers
Read More Articles to Help YOU Get a Mortgage

Start the Process

Let us know a little more about your circumstances, and we will be in contact to educate you about the process.

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